Swedish fintech Klarna has officially filed its F-1 prospectus, marking a significant step toward its anticipated U.S. IPO, aiming to raise at least $1 billion at a valuation of $15 billion. The fintech company reported a revenue increase to $2.8 billion in 2024, along with a net profit of $21 million, a stark contrast to last year's loss. Klarna's valuation had previously plummeted but recently rebounded to $14.6 billion. The company is also innovating with its AI system, significantly reducing its workforce and costs. Investors are keenly watching this IPO as Klarna prepares to price its shares.